When I swipe my finger down and then up in an attempt to hide the "refresh indicator", thus preventing the refresh, I find myself unable to swipe it all the way up due to the fact that it's much easier to swipe it down than to swipe it up again.
This GIF shows me dragging my finger all the way down across the screen and back up a few times which makes the indicator humorously go outside the screen and disappear, only to come back up at the speed of light (not literally) when I remove my finger from the screen.