@pspstreet51 thank you SO MUCH for taking the time to answer my questions and for doing it in a very kind and informative manner. I'm of-course aware that it's taken a good amount of time for my inquiry to finally be answered, but I totally understand and can't even imagine how busy it probably gets.
Lastly please know that I truly appreciate everyone like you who volunteers their valuable time to offer their knowledge to try and help fellow users like myself. Thank you again and keep up the awesome work! God bless. - JR