They've generally added more user control over time so, depending on what version you have initially, you might want to update as far as you can before locking down the update options.

Once you're going generally what you need to do is allow security fixes and (if desired) defer feature updates. It's the latter that will be more problematic if you're unlucky. Waiting as long as possible means a decreased chance of problems.

Personally, I haven't done that (though I like that I have the choice) but my policy is just to wait for Microsoft to deliver me updates. They usually appear some months after availability or sometimes not at all. E.g., they never delivered Creators Update but went straight to Fall Creators both on my desktop and laptop. I also never got 1809. And so far I haven't received 1903. I'm in no hurry!